Insurance Quotes iN
Protecting your most valuable assets can be a daunting task.
Rest assured, AMH Insurance Brokerage, is here to save you time and money on your home insurance.
By shopping around to 200 carriers , we make the process as friction less as possible for the client.
We get the different rates and go over the coverage for you. We take pride in helping our clients obtain , understand and purchase the different options that are available in the market.
Best rates and coverage options for insurance in
New Jersey, New York, Pennsylvania, & Florida.
Whether you are buying the home to live in, renovate or rent out, don't hesitate to call an AMH Insurance broker, today to learn more & Get a Free Quote!
Best Home Insurance prices and coverage options for insurance in New Jersey, New York, Pennsylvania, & Florida. Don't hesitate to call an AMH Insurance broker, today to learn more & Get a Free Quote!
Contact AMH Insurance Brokerage a top rated home and auto insurance Brokerage.
Finding the right insurance company for you can be overwhelming. We’re here to provide you with the practical tools and insights you need to make an informed comparison between homeowners insurance companies and quotes.
Why do I need homeowners insurance?
It protects one of your largest assets
Most Mortgage companies / lenders , require valid homeowners insurance also referred to as hazard insurance
It protects against accidental physical damage to the structure & Liability
What does homeowners insurance cover?
Most policies cover damage to your house and any permanent structures on your property for:
Water damage (unless excluded by your policy)
2. Personal Property
Protects belongings that were damaged or stolen such as:
Dishes (in some cases)
3. Personal Liability
Could help with medical expenses or property damage to others caused by you or members of your household, including pets. Personal liability could also help with legal expenses in the case of a law suit.
We are To Help!
of every Homeowners Insurance
Is the first part of a homeowners insurance coverage. Also it is essential that this coverage is based on the replacement cost valuation method. This coverage part protects the main structure of the home, or dwelling.
In a homeowners insurance policy pays to repair or replace detached structures, which are located on your property and not connected to your home or the main structure, if they are damaged or destroyed by a covered peril. Commonly the amount is 10% of coverage A.
The most common perils that damage or destroy personal belongings are vandalism, fires, tornadoes, hurricanes and hail storms.
Or more simply it covers your personal belongings.
Personal property is the stuff you own:
For example: furniture, electronics and clothing,
This type of coverage helps pay to repair or replace your belongings after a covered loss, such as theft or fire, a home insurance policy.
Loss Of Use
Within a homeowners policy, is essential coverage to review. And many people tend to skim right past it!
This coverage part, protects the insured when his home gets damaged to due to a peril, and for whatever reason the house is not livable until it is repaired. This coverage, covers the insureds temporary living and food expenses in that time frame.
Personal Liability Coverage
his is essential to mitigate the homeowner's risk of claim arising in lawsuit. If a claim is made or a suit is brought against an insured because of bodily injury or property damage arising from covered occurrence.
Medical Payments to others
Helps pay small medical expenses when a guest has sustained minor injuries while on the insureds property.
What to Look for When Getting Homeowners Insurance
You’ll want to buy homeowners insurance from a stable company with enough money to pay claims. Financial strength is one way to evaluate whether an insurer meets that standard. You can check financial strength through a rating firm such as A.M. Best.
We recommend considering home insurers with ratings of A- or higher.
Shop around and compare several insurance quotes. Remember not all homeowners insurance quotes are created equal. Get at least three homeowners insurance quotes before making a decision.
Important to compare and look at the coverage amounts and deductibles in your home insurance quotes.
Don't forget to ask about the additional endorsement built in to your home insurance policy.
How to get the cheapest Home Insurance Quotes ?
Provide a copy of your active alarm certificate, and ask for discounts available
Use a home insurance broker, who is experienced in working with multiple insurance carriers
Review options from at least three different home insurance carriers.
Contact us for a Free Homeowners Insurance Quote!
Here's how to get the best homeowners insurance quote:
Start with a quick application
No two homes are alike & neither are homeowners insurance quotes. You and your insurance broker will work together to design a home insurance policy that fits your specific home.
Review Your options .
We help make the process quick and easy, so you can start protecting your home as soon as possible. The insurance broker will go over your home insurance quote options.
As your life changes, so do your home insurance needs. An Agent/ homeowners Insurance Broker will work with you to help make sure what you love is covered.
How can a Insurance Broker can help protect your home?
They work to understand your unique needs so they can help you get the coverage that fits your life and home. Specifically, An Insurance Broker can:
Explain your home insurance coverage options
Compare Quotes from multiple Insurance Companies
Make sure you are not overpaying with your current insurance carrier.
Find discounts to save on your home insurance premium
Help you understand the home claims process
Help protect your family's future with life insurance which can help you pay off your mortgage.
"We believe the client should have the best homeowners insurance quotes and carriers
in New Jersey (NJ),New York (NY) & Pennsylvania (PA).
in one place.
Provide great service, the ability to customize/ compare multiple insurance quotes from one insurance broker and most importantly be a resource and a wealth of knowledge to the client." -
Adam Huzien, Founder/Senior insurance Broker
AMH Insurance Brokerage, Inc.