Protecting your most valuable assets is our priority. We can shop the market to make sure you get the best Flood Insurance rates available in the market.Best Flood Insurance rates and coverage in New Jersey, New York, Pennsylvania and Florida.
We have the ability to shop through the government backed National Flood Insurance Program or through private insurance companies, to ensure all of your options are presented.
According to the NFIP; ,
"In the event of a flood, your National Flood Insurance Program (NFIP) policy covers direct physical losses to your structure and belongings.
Just one inch of flood water can cause more than $25,000 in damage to your home. But most homeowners and renters insurance does not cover flooding. Only insurance helps you protect your home and savings."
What does Flood Insurance Cover?
Purchasing flood insurance will help protect the things you value. The NFIP offers two types of coverage – building coverage and contents coverage – to protect your home and belongings. Here are examples of what’s covered with NFIP flood insurance:
Electrical and plumbing systems
Furnaces and water heaters
Refrigerators, cooking stoves, and built-in appliances like dishwashers
Permanently installed carpeting
Permanently installed cabinets, paneling, and bookcases
Foundation walls, anchorage systems, and staircases.
Fuel tanks, well water tanks and pumps, and solar energy equipment
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